Appraisal services for Ventura and Ventura County homeowners
Check out the top 7 reasons why CA homeowners call on Appraisal Quest Co. (805) 469-3088:
Do you own a house in or near Ventura? Do you need help determining the price of your real estate?
We at Appraisal Quest Co. (805) 469-3088 understand the unique needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Quest Co. (805) 469-3088, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value report than yours. Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Appraisal Quest Co. (805) 469-3088, we're experienced in helping homeowners just like you dismiss unwanted and unneeded PMI insurance. Challenge property tax assessmentsLets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an expert appraisal from Appraisal Quest Co. (805) 469-3088 is your strongest weapon when contesting your property tax assessment. HELOC recently frozen?Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. An efficient appraisal from Appraisal Quest Co. (805) 469-3088 can help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house. |