Why you should order an appraisal from Appraisal Quest Co. (805) 469-3088Thousands of people in California purchase, sell or refinance their home every year. A lot of these transactions contain a simple line item for an appraisal. Nearly all lenders still call in a local expert because the stakes are very high, even though there are a growing number of automated home valuation systems that may appear cheaper than an appraisal. Is getting a mortgage the only basis for getting an appraisal? Are there also instances when the services of a licensed, independent real estate professional might come in handy? Absolutely. 
Dispute your tax assessmentIf you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. We're capable of assisting you in challenging your tax assessment. Remove PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance plan that almost all lenders ask homeowners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the property. This additional payment is often bundled into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI isn't necessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. Appraisal Quest Co. (805) 469-3088 can provide you with a statement regarding the value of your home, and the expense of the appraisal can often be offset in little time because you'll no longer be paying the PMI. Get your appraisal from Appraisal Quest Co. (805) 469-3088 Order onlineSettle a divorce with less stressA divorce can be an especially horrible event for both parties, and it is often further complicated by the strenuous decision of who gets the house. It's a good idea to get an appraisal from Appraisal Quest Co. (805) 469-3088 so both parties are completely aware of the true market value of their home, regardless of the circumstances. The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Determine a fair and accurate valuation for estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans don't have dedicated estate planners or executors to handle these matters, unlike wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the true worth of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal. Move to or from Ventura County for workWe understand the stress involved with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed inspection, we recommend relocating employees to provide feedback on the positive attributes of their property, as well as information regarding any current sales or listings in their area that they want considered. Close on your home quickly — at the right priceWhether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision when determining your selling price. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to finish the appraisal report and and aren't related to the sales price. We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homesare on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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